Getting injured at work can be overwhelming. Between medical appointments, missed paychecks, and dealing with insurance companies, it is easy to feel lost. While some workers’ compensation claims go smoothly, many others do not. Knowing when to hire an experienced workers’ comp lawyer in Denver can make a huge difference in protecting your rights and securing the benefits you deserve.
Workers’ compensation is supposed to provide financial support while you recover, but the process is often more complicated than it appears. Here’s when you should seriously consider hiring a workers’ comp lawyer after a work injury in Denver.
Your Claim Is Denied
One of the most common reasons injured workers hire an attorney is when their claim is denied. Insurance companies may argue that your injury was not work-related, that you filed your claim too late, or that you did not provide enough medical evidence.
If you receive a denial letter, you have the right to appeal. A lawyer can help you file an appeal, gather strong evidence, and represent you at hearings to fight for the benefits you deserve.
Your Benefits Are Delayed or Underpaid
Even if your claim is accepted, you might face delays in receiving your payments or find that the checks you receive are lower than expected. Insurance companies sometimes drag out payments or miscalculate wage loss benefits.
A workers comp lawyer can step in to ensure that you are paid the correct amount and that you receive your benefits on time. They understand the rules for calculating temporary disability, permanent impairment, and medical benefits under Colorado law.
Your Injury Causes Permanent Disability
If your work injury results in a permanent impairment that affects your ability to work, the value of your claim increases significantly. Insurance companies often fight hard to limit what they pay in these cases.
A lawyer can help you obtain an accurate impairment rating and make sure that you are properly compensated for future wage loss, reduced earning capacity, and medical care needs. Without legal guidance, you risk accepting a settlement that does not reflect the true impact of your injury.
You Are Being Forced Back to Work Too Soon
Sometimes, workers are pressured to return to work before they have fully healed. Insurance companies may rely on opinions from doctors they choose, who might say you can work even if you are still in pain.
If you believe you are being sent back to work too early or assigned tasks that exceed your medical restrictions, a workers comp lawyer can intervene. They can help you challenge biased medical reports and fight for additional treatment or benefits if needed.
Your Employer Retaliates Against You
Colorado law makes it illegal for employers to retaliate against workers who file workers’ compensation claims. Retaliation can include firing you, cutting your hours, demoting you, or creating a hostile work environment.
If you suspect retaliation, hiring an attorney is critical. They can help you protect your rights and may pursue additional legal claims for wrongful termination or workplace discrimination alongside your workers’ comp case.
Your Injury Involves a Third Party
In some cases, someone other than your employer may be responsible for your injury. For example, if you were hurt in a car accident while working or injured by defective equipment, you might have a third-party personal injury claim in addition to your workers’ compensation claim.
A workers comp lawyer will identify all possible sources of compensation and coordinate your claims to maximize your recovery. Pursuing a third-party claim can result in significantly more compensation than workers’ comp benefits alone.
You Have a Pre-Existing Condition
Insurance companies often deny claims by arguing that your injury is related to a pre-existing condition rather than a workplace accident. However, if a work incident made a pre-existing condition worse, you are still entitled to benefits.
A lawyer can help present medical evidence showing how your work aggravated or worsened your existing condition, strengthening your case and helping you recover benefits.
You Feel Overwhelmed by the Process
Workers’ compensation laws are complicated. Dealing with paperwork, deadlines, medical evaluations, and hearings can be stressful, especially while you are trying to heal.
If you feel overwhelmed, contacting a workers comp lawyer can take the burden off your shoulders. They will manage the legal aspects of your claim so that you can focus on your recovery and getting your life back on track.
When in Doubt, It Is Better to Ask for Help
Even if you are unsure whether you need a lawyer, scheduling a free consultation can provide valuable information. Most workers comp lawyers in Denver offer free initial consultations and work on a contingency fee basis, meaning you do not pay unless they help you recover benefits.
Getting early advice can help you avoid mistakes that could hurt your claim and give you a clear understanding of your rights and options moving forward.
